News & Information

Introducing our Home Equity Line of Credit!
If you need cash, why not use the equity in your home to create a line of credit! With our new Home Equity Line of Credit, or HELOC, you’ll get a special checkbook tied to your HELOC, which makes taking a draw as simple as writing a check!  And best of all your rate is based on what you use. So if you’re thinking about some home improvement projects, or a vacation, or paying off some bills, get a lower rate with a HELOC and enjoy the flexibility it provides! Open one before March 31, 2008, and we’ll waive the application fee and closing costs – a $300 value! Our HELOC offers:

• Variable Rate (Prime Rate + 0% APR*)
• 80% Loan to Value (meaning we’ll loan up to 80% of the value of your home)
• 10 year draw period
• 20 year repayment period
• Must be a primary residence

Don’t Become a Victim… Visit - www.fakechecks.org

While we are hearing lots of news items about identity theft, another scam is taking place. Criminals are targeting vulnerable citizens and informing them that they’ve won some type of lottery. A check arrives in the mail, and it looks completely authentic.  But when a member deposits funds (such as this so-called lottery check) into their account, and they then write checks against that deposit, the member is responsible for the funds.  If that lottery check deposit comes back NSF, YOU are still responsible for the checks that YOU wrote against that deposit.  Be smart.  Visit www.fakechecks.org to learn how to protect yourself.